As per Regulatory directions, schemes of MAX Life Pension Fund Management Limited will be discontinued w.e.f. 18-04-2025                      Toll Free Number -1800 889 1030 of Atal Pension Yojana    (New NPS-CRA toll-free number 1800 210 0080. The old number will be discontinued shortly.)                                                        Go Paperless Opt for an Email Annual Transaction Statement                      Protean CRA has migrated from https://enps.nsdl.com to https://enps.nps-proteantech.in      ;      Click Here for Aadhaar Seeding of APY Subscribers                       The CRA Transaction website shall migrate shortly from https://cra-nsdl.com to https://cra.nps-proteantech.in            The NPSCAN Transaction website shall migrate shortly from https://npscan-cra.com to https://npscan.nps-proteantech.in            Are you interested in undergoing online training on NPS/APY(including central/state/autonomous body subscriber), if so please  Click Here                       As per PFRDA guidelines, contribution payment in NPS Tier II A/c through Credit Card is not permitted. Use other modes of payment such as Net Banking/ Debit Card / UPI for contributing in Tier II.                                         You can view your NPS Transactions in Consolidated Account Statement (CAS) shared by your Depository i.e. NSDL and CDSL. To add NPS Transactions in your CAS, Click Here.           
Circular Date Subject
25-Sept-25 Master Circular - Guidelines on Know Your Customer / Anti Money Laundering/Combating the Financing of Terrorism (KYC/AML/CFT)
23-Sept-25 Permitting the Points of Presence for engagement of 'other persons' as Pension Agents for distribution of Pension Schemes under Regulation 2(1)(j)(iv) of Pension Fund Regulatory and Development Authority (Point of Presence) Regulations, 2018, subject to approval by the Board of POPs.
16-Sept-25 Circular on Introduction of Multiple Scheme Framework (MSF) for Non-Government Sector Subscribers under NPS
15-Sept-25 Choice of Selection of Central Recordkeeping Agency for the National Pension System or any other pension scheme regulated by the PFRDA
15-Sept-25 Guidelines on Price Discovery Process for the charges of Central Recordkeeping Agencies (CRAs) for the services rendered by them to the subscribers
14-Sept-2025 One-time option for Central Government employees who joined services on or after 01.04.2025 and up to 31.08.2025 to opt for UPS
12-Sept-2025 Corporate Model NPS: Revision in the provisions for exercising PF and investment choices & Bulk Authorization of employees’ NPS application by corporates
04-Sept-25 Guidelines on Classification of Cybersecurity Incidents
26-May-25 Guidance on Regulatory and Supervisory requirements applicable to newly formed RRBs (Post-Amalgamation)
21-Apr-2025 Circular on Settlement of Corpus & Closure of NPS account in case NPS subscriber renounces Indian citizenship and does not hold OCI card
28-Mar-25 Master Circular on Investment Guidelines for UPS/NPS/APY Schemes
28-Mar-25 Master Circular on Investment Guidelines for NPS Tier-I & Tier-II
27-Feb-2025 Regarding Timely and Quality Resolution of Grievances of Subscribers of NPS and Monitoring Quality of Resolution of the Grievances
24-Feb-2025 Regarding Timely and Quality Resolution of Grievances received under Centralized Public Grievance Redress and Monitoring System (CPGRAMS) Portal
31-Jan-2025 Master Circular POP Service charges 31.01.2025 - Signed
14-Jan-25 Master Circular – Advisories to be followed by Point of Presence (PoPs) under NPS (All Citizen and Corporate)NPS-Lite APY
27-Nov-24 Master Circular – Guidance to Retirement Advisers
25-Oct-24 Operational Instructions for Annuity Service Providers
18-Nov-24 List of registered POP as on 18.11.2024
24-Oct-24 Compliance with Regulation 10 (3) of the PFRDA (Exits and Withdrawals under the NPS) Regulations, 2015 for cancellation/surrender of annuity policies issued to NPS Subscribers by ASPs
01-Oct-24 Circular on Balanced Life Cycle Fund under NPS
23-Sep-24 Master Circular - Guidelines on Know Your Customer / AntiMoney Laundering / Combating the Financing of Terrorism (KYC/AML/CFT)
16-Aug-2024 Accessibility Standards and Guidelines for Creating Infrastructure for PWD for PFRDA regulated intermediaries
01-July-2024 Same Day Investment of NPS contributions (T+0) received by Trustee Bank effective from 1st July 2024
28-June-2024 Allotment of Enrolment targets and persistency level under APY to Banks and DoPs for FY 2024-25
18-June-2024 Circular-NPSAPY Functionalities released by CRAs during Quarter III & IV (FY 2023-24)
10-Apr-24 Master Circular - Guidelines on Know Your Customer / AntiMoney Laundering / Combating the Financing of Terrorism (KYC/AML/CFT)
04-April-2024 Circular-NPS/APY Functionalities released by CRAs during Quarter I and Quarter II (FY 2023-24)
18-Mar-2024 Circular-Mandatory 2 Factor Aadhaar Authentication for CRA System Access w.e.f. 1 st April 2024
21-FEB-2024 Circular-Securing NPS transactions through Aadhaar-based access of CRA system under the Government sector
01-FEB-2024 MASTER CIRCULAR - Partial Withdrawal
16-JAN-2024 Circular-Inclusion of NPS SoT in CAS
04-JAN-2024 MASTER CIRCULAR - eNPS Govt
17-NOV-2023 Choice of Selection of Central Recordkeeping Agency for the National Pension System or any other pension scheme regulated or administered by the Authority
30-Oct-2023 Circular-Mandatory Penny drop verification - Instant Bank Account Verification for Enhanced Due Diligence
27-Oct-2023 CIRCULAR dt. 27.10.2023 - Facility of Systematic Lump sum Withdrawal (SLW) for NPS Subscribers
25-Oct-2023 Circular-Mandatory Penny drop verification - Instant Bank Account Verification
22-Sep-2023 Circular-NPS Tier II through Default scheme for Government Sector Subscribers-reg
18-september-2023 Cancelled RA
18-september-2023 Individual RA
18-september-2023 Other than Individual RA
28-July-2023 Public Notice -Subscribers registered under NPS-Lite-Swavalamban Scheme
28-July-2023 CIRCULAR - Selection of ASP is the individual choice to be exercised by Subscribers upon exit from NPS
15-June-2023 Circular - Experience the ease and convenience of accessing NPS Statement through Digi Locker
10-May-2023 Circular - Retirement Income Optimization through Multiple Annuities
24-March-2023 Circular - Mandatory upload of Withdrawal KYC documents to enable Parallel Processing of Exit and Annuity for the benefit of NPS Subscribers
17-March-2023 Circular - FI Types for Balances under National Pension System (NPS)
23-February-2023 Circular - NPS Functionalities by CRA during Q3 of FY 2022-23
08-February-2023 Reinvestment of Returned & Unsuccessful Transaction amount into the same PRAN and Reclaim the amount by Subscriber through MWM
07-March-2024 MASTER CIRCULAR - eAPY – Online facility to ease onboarding and seeding of Aadhaar for APY subscribers 31 Jan 2024 (1)
07-February-2023 Minimum Timelines for Maximum Subscribers' benefits - Reduction in Turn Around Time to perform various activities from T+4 to T+2-reg
11-January-2023 Online Claim Processing by Intermediaries using Technology - Aadhaar & VCIP-reg
10-January-2023 Empowering APY Subscribers with ease of Aadhaar Seeding - Launch of seeding convenience through CRA Portal & Mobile App
22-December-2022 Stakeholders' feedback on the process flow of Inter Sector Shifting
21-December-2022 NPS/APY Functionalities released by CRAs during Q2 of FY 2022-23
09-December-2022 NPS Prosperity Planner (NPP) for Adequacy in Retirement Income Planning
30-November-2022 e-NPS Govt offers ease & convenience in account opening for the Subscribers
15-November-2022 Parallel Processing of Exit and Annuity components for the benefit of NPS Subscribers
20-October-2022 Processing Death Claims where Nomination is changed post death of Subscribers
19-October-2022 Handling NPS corpus of deceased Subscribers meant for purchase of Annuity
20-October-2022 Circular on allowing option to allocate 75% of subscriber’s contribution in Asset Class E (Equity) in Tier-I and 100% in Asset Class E (Equity) in Tier-II under active choice without any conditions of tapering from the age of 51 years.
19-October-2022 Circular-Building a pensioned society enabled through Digilocker-reg.
12-October-2022 NPS/APY Functionalities released by CRAs during Quarter I (FY 2022-23).
29-Sep-2022 Enabling the Govt and corporate employees to continue with their existing scheme choice.
30-Sep-2022 Empowering Subscribers to access and port their Data.
29-Sep-2022 Collaborative opportunities to Promote the Culture of Innovation & entrepreneurship.
19-Sep-2022 Reduction of Timelines for Withdrawal from T+4 to T+2 for the benefit of Subscribers.
25-August-2022 Changes in process flow of e-Nomination for the benefit Government / Corporate Sector Subscribers.
22-August-2022 Trail commission to POPs on voluntary contributions through D-Remit by Subscribers associated to POPs under All Citizen Model.
11-August-2022 Voluntary Contributions under D Remit enabled through UPI
28-July-2022 Responsible Innovation through Regulatory Sandbox(RS)
27-July-2022 Subscriber Centric Services through DigiLocker
09-June-2022 NPS/APY Functionalities released by CRAs during Quarter IV of FY 2021-22
21-Apr-2022 eAPY - Ease of Onboarding through Aadhaar
14-FEB-2022 Pension Cyber Spotlight VOL 3 - Newsletter for Quarter ending DEC 2021
03-FEB-2022 Pension Cyber Spotlight - VOL 3 FEB 2022
31-Jan-2022 Revision of Service Charges for POPs under NPS (All Citizen and Corporate)
27-Jan-2022 Change of Pension Fund and Asset Allocation by NPS subscribers
04-Oct-2021 Circular - Online exit process for NPS subscribers under Government Sector
21-Sep-2021 Enhancement of Lump sum Withdrawal limit on Exit
15-Sep-2021 Pension Cyber Spotlight - PFRDA's Cyber Security and Technology Newsletter
03-Sep-2021 Changes in Premature Exit Processing of APY for the benefit of Subscribers
02-Sep-2021 NPS Functionalities released by CRAs during Quarter I of FY 2021-22
26-Aug-2021 Increase of Entry Age up to 70 Years under NPS
23-Aug-2021 eNPS for Government - A New On-boarding feature to ease the process of Registration by Government Sector Subscribers
22-July-2021 Handling Surrender requests of Annuity Policies issued to NPS Subscribers by ASPs
04-June-2021 Launch of NACH mandate for the benefit of Nodal Officers/PoP/Corporate
27-May-2021 NPS Functionalities released by CRA during Q4 of FY 2020-21
27-Apr-2021 Facility of NPS on boarding through online Aadhaar eKYC
12-Apr-2021 NPS Functionalities released by CRA during Q2 and Q3 of FY 2020-21
11-Mar-2021 Inter Sector Shifting of NPS Subscribers under Corporate sector
10-Mar-2021 Enablement of IMPS mode of contribution under D Remit
03-Feb-2021 D-Remit for NRI - NPS Subscribers
14-Jan-2021 Ease of Partial withdrawal of NPS Subscribers through Self - declaration
8-Jan-2021 NPS On boarding & Generation of Soft Copies of NPS Subscriber Registration Forms (SRF) by CRAs
22-Dec-2020 Exit through Self-authorization by e-NPS subscribers
03-Dec-2020 OTP based authentication for legacy NPS accounts
13-Nov-2020 Revision in Cut off time under D Remit for same day NAV
12-Nov-2020 Option for Govt. employees to on-board NPS through eNPS (Stake Holder Feedback)
06-Oct-2020 Video based Customer Identification Process (VCIP) for NPS
01-Oct-2020 Launch of D Remit
01-Oct-2020 NPS On-boarding through Online PRAN Generation Module (OPGM)
23-Sep-2020 Enabling National Pension System (NPS) Subscribers to continue PRAN in case of premature exit.
03-Sep-2020 e-Nomination facility for NPS Subscribers
27-Aug-2020 APY Citizen’s Charter
24-Aug-2020 Ombudsman for resolving grievances under NPS & APY
29-Jun-2020 Choice for NPS Subscribers to have physical or ePRAN card
03-Jun-2020 Ease in Issuance of Annuity to NPS Subscribers
01-Jun-2020 Choice of Pension Funds and Investment Pattern in Tier I of NPS for the Government subscribers employed with State Governments (SGs) and in State Autonomous Bodies (SABs) & Central Autonomous Bodies (CABs)
29-May-2020 NPS Functionalities released by CRA in FY 2019-20
27-May-2020 Additional Modes of e-NPS exit
12-May-2020 D Remits – Empowers NPS Subscribers with another Convenient mode of depositing Voluntary NPS Contributions
17-Apr-2020 Choice of CRA selection by NPS Subscribers
11-Apr-2020 Stoppage of Auto-debit for APY contributions till 30th June, 2020
09-Apr-2020 Permission of Partial withdrawals towards treatment of specified illnesses
19-Feb-2020 Online Contribution facility for NPS Lite subscribers - eNPS Lite
4-Sep-2019 Provision of information to M/s Deloitte Touche Tohmatsu India LLP for reconcilation of pool account maintained by erstwhile Trustee Bank.
11-Mar-2019 Display of information by POPs while processing NPS contributions under online mode.
07-Dec-2018 Discontinuation of Aadhaar based authentication for opening of NPS accounts by the POPs through online module.
06-Aug-2018 Circular for Permission of Partial withdrawal "Towards meeting the expenses by subscriber for skill development/re-skilling or for any other self-development activities and meeting the expenses by subscriber for establishment of own venture or any start-ups".
22-May-2018 Amendment to Investment Guidelines for NPS Schemes (Other than Govt. Sector [CG & SG], Corporate CG, NPS Lite and APY).
22-Mar-2018 Digital empowerment tools for APY subscribers.
10-Jan-2018 Guidelines on process to be followed by Subscribers and Nodal office/POP/Aggregator for partial withdrawal request.
9-Jan-2018 Circular on modification of fee structure of Retirement Advisors.
1-Nov-2017 Increasing the maximum age of joining NPS from 60 to 65 years under NPS - Private Sector (All Citizen and Corporate model)
31-Oct-2017 Clarification on revision of service charges to POPs under NPS (All Citizen and Corporate Model)
27-Oct-2017 Revision of service charges to POPs under NPS (All Citizen and Corporate)
9-Oct-2017 Circular on Deferment in Hindi
15-Sept-2017 Circular on 'Guidelines for Operational Activities- to be followed by Point of Presence (POPs), POP-SP, POP-SE & POP-Corporate.
21-Aug-2017 Retirement Advisers : Guidelines for operational activities
12-Apr-2017 Clarification of closure of savings account linked to APY account
23-Mar-2017 Annexure 7 - Details of NPS contributions held in the account maintained as 'NPS Collection Account'
16-Mar-2017 Annexure 9 - Details of NPS contributions held in the account maintained as 'NPS Collection Account'
21-Feb-2017 Updation of Mobile Numbers in APY beneficiary Database-reg
21-Dec-2016 Clarification of payment of incentive under APY-Swavalamban Migration Cases
15-Dec-2016 Onboarding of APY on DBT platform – Aadhaar seeding implementation
15-Dec-2016 Persistency and Zero Balance Accounts in APY
15-Dec-2016 Dispensing the Submission of Physical Application Form in NPS
15-Dec-2016 Circular on Dispensing with the requirement of physical application form for esign
07-Dec-2016 Online Registration of APY Grievances
29-Nov-2016 Ultimate opportunity - Customer First
28-Nov-2016 Co-contribution For Subscribers Migrated into APY From Swavalamban
01-Nov-2016 Monitoring the Performance of Banks at State/District/Block Levels
31-Oct-2016 Upgrading/Downgrading of Pension Amount
24-Oct-2016 PFRDA Circular_Documents to be submitted for availing partial withdrawal under NPS
18-Oct-2016 Settlement of Death Cases before the age of 60 years under APY
23-Aug-2016 Nomination in APY
09-Aug-2016 Circular on latest development under NPS
09-Aug-2016 Circular on reduction of minimum balance requirement and unfreezing of account
27-Jul-2016 Circular related to Clarification on continuing Beyond 60 years or The Age of Superannuation- Till 70 Years
22-Jun-2016 Comparing pension amount by Government Nodal Office
22-Jun-2016 Comparing pension amount (Family Pension or NPS annuity) by Government Nodal Office before processing Family Pension cases on Death/disability of subscriber
14-Jun-2016 Clarification regarding monetisation of units in subscriber account
09-Jun-2016 Monetisation of units lying in Subscriber Account
09-Jun-2016 Monetisation of units lying in the subscriber’s account who have not withdrawn their benefits from NPS
08-Jun-2016 Guidelines on Documentary requirements for subscribers of NPS-Lite
01-Jun-2016 NPS Service Fortnight (27-June-2016 to 09-July-2016)
02-May-2016 PFRDA Circular for Voluntary Exit of APY Subscribers
04-Apr-2016 Guidelines On Migration Of Existing Eligible Swavalamban Subscribers To Atal Pension Yojana
21-Mar-2016 Guidelines on process to be followed by Subscribers and Nodal Office/POP/Aggregator for processing of partial withdrawal request
10-Mar-2016 Clarifications on Settlement of Claims of Pre-mature Exit and Death of Government subscribers involving Purchase of Annuities
13-Jan-2016 Warning against Entities indulging in fraudulent activities under NPS Lite/Swavalamban
12-Jan-2016 Revised Guidelines in respect of Contribution Collection and Service Charges for opening NPS Accounts for NRIs
20-Nov-2015 Mandatory Processing of Online Withdrawal Request
12-Nov-2015 Circular Mandatory processing of Online Withdrawal request and process document
02-Nov-2015 Clarification on Deferred Withdrawal of Lump sum
29-Oct-2015 Clarification of Deferred Withdrawal of Lump Sum Corpus
07-Sep-2015 Investment Guidelines for NPS Schemes (Other than Govt. Sector (CG &SG), Corporate CG, NPS Lite and APY) w.e.f. 10th September, 2015
27-July-2015 Timelines Of Contribution Processing Under APY
12-May-2015 Simplification of Withdrawal Process - Documentary requirements Circular
31-Mar-2015 Amendment to Revised Investment Guidelines for NPS Schemes
25-Feb-2015 Simplification of Withdrawal process for Govt. subscribers – Documentary requirements
25-Feb-2015 PFRDA Circular_Facility for Online Withdrawal Process in CRA System for submission of NPS Claims
5-Feb-2015 Acceptance of e-KYC as a valid process for KYC verification
31-Dec-2014 PFRDA Circular FATCA ( Registration for the purpose of Foreign Accounts Tax Compliance Act)
31-Dec-2014 Circular for Registration for the purpose of Foreign Accounts Tax Compliant Act (FATCA)
1-Aug-2014 Revision of Investment Management Fees (IMF) for Private Sector NPS
22-Apr-2014 Registration of Government employees aged 60 years and above under National Pension System (NPS)
23-Oct-2013 Acceptance of e-KYC as a valid process for KYC verification
17-Sep-2013 Option to defer Annuity purchase under NPS at the time of exit
20-Aug-2013 Circular on Portability of NPS Lite-Swavalamban Accounts to NPS-All Citizen Model(UOS) and other Sectors
31-May-2013 NPS Trust Account Numbers & contact details of New Trustee Bank
30-Apr-2013 Appointment of new Trustee Bank (TB) under National Pension System (NPS)
11-Mar-2013 PFRDA circular regarding Deferred Withdrawal under National Pension System
15-Feb-2013 Default ASP and Annuity Scheme for subscribers exiting from NPS and Seeking withdrawal of Accumulated Pension Wealth
6-Feb-2013 Revision in documentary requirements in case of exits arising from Death of the subscriber under NPS-Swavalamban
22-Jan-2013 Master Circular on Product design and Exit from National Pension System (NPS)
11-Jan-2013 Circular on addendum to required KYC documents for entry and exit of National Pension System (NPS)
11-Jan-2013 Revised List of KYC documents required for entry and exit under NPS