Intermediary Charge head Service Charges* (excluding taxes) Mode of Deduction
Private / Govt.
CRA PRA Opening charges CRA charges for account opening if the subscriber opts for Physical PRAN card CRA charges for account opening if the subscriber opts for ePRAN card (in Rs.) Through Unit Deduction
(in Rs.) Welcome kit sent in physical Welcome kit sent vide email only
Rs. 40 (also applicable to reissue of PRAN card) Rs. 35 Rs. 18
Annual PRA Maintenance cost per account Rs. 69 Through Unit Deduction
Charge per transaction Rs. 3.75 Through Unit Deduction
POP - Private Govt. -
Initial subscriber registration and contribution upload Upto Maximum Rs. 400 NA Collected by POP
Any subsequent transactions Upto 0.50% of the contribution,
subject to maximum Rs. 25,000/-
Non-Financial Upto maximum Rs. 30/-
 NA Collected by POP
Persistency
> 6 months 		Rs. 50 per annum for annual
contribution Rs. 1,000 to Rs. 2,999
Rs. 75 per annum for annual
contribution Rs. 3,000 to Rs. 6,000
Rs. 100 per annum for annual
contribution above Rs. 6,000 		NA Through Unit Deduction
Contribution through eNPS Upto 0.20% of contribution,
subject to maximum Rs.10,000/-
(Only for NPS All Citizen and Tier - II Accounts)
 NA Upfront deduction from contribution amount
Processing of Exit / Withdrawal Upto 0.125% of Corpus, subject to
maximum Rs. 500/- 		NA Collected by POP
Custodian Asset Servicing charges 0.000000001770% p.a for Electronic segment & Physical segment Through AUM
PF charges Investment Management Fee Slabs of AUM managed by the Pension Fund Maximum Investment Management Fee (IMF) Through AUM
Upto 10,000 Cr. 0.09%$
10,001 – 50,000 Cr. 0.06%
50,001 – 1,50,000 Cr. 0.05%
Above 1,50,000 Cr. 0.03%
NPS Trust Reimbursement of Expenses 0.005% p.a Through AUM
* In case of Government employees, CRA charges for Tier I account are being paid by the respective Government except for voluntary contribution, partial withdrawal and scheme preference change
$ UTI Retirement Solutions Ltd charges a fee of 0.07% under this slab.
"The IMF to be charge by the Pension Fund on the slab structure would be on the aggregate AUM of the Pension Fund under all schemes managed by Pension Funds."